The Exchange ATM Network

The banks and credit unions on THE EXCHANGE® Network have agreed to never charge each other’s cardholders surcharge fees. You will never pay any additional fees to access your own money even if you use another Financial Institution’s ATM. Yes, you still have to pay your normal account fees but that’s it, nothing extra. This truly means that if you are a bank customer you can use the credit union ATMs and Credit Union members, you can use the bank ATMs on THE EXCHANGE® network without incurring any surcharges. Just look for THE EXCHANGE® logo at or near the ATM to avoid surcharges.

DEPOSIT INFORMATION

Whether you’re a Newfoundland Credit Union member or a BC bank customer you can use any of the deposit-taking ATMs on THE EXCHANGE® network to make a deposit. Really! If your financial institution is listed below you can deposit in any Province, at any deposit- accepting ATM, regardless of where your account is held.

US ACCESS

When you’re traveling within the USA, THE EXCHANGE® is still available to you. Just look for THE EXCHANGE® logo. The majority of Exchange ATMs in the USA are also surcharge free but you may find that some states will have a nominal charge.

If your Financial Institution has signed up for ACCEL® Point of Sale (POS) in the United States, just like at home, purchases in the United Statesmay be paid for using your debit card. Just swipe and verify the transaction with your confidential PIN. For more information on the US Point of Sale network ACCEL®, please click here.

You can access thousands of ATMs across Canada and the USA. Check out THE EXCHANGE® ATM Locator.